• Benefits
• In the event of fire and smoke damage, windstorm, hail, lightning, flood damage and theft* ("qualifying events"), this benefit helps protect the member’s lease agreement(s).
  *For a covered loss the merchandise must be removed from a locked and secured building with visible signs of forced entry to the exterior.
• For qualifying events, provides repairs or replacement merchandise and allows members to initiate a new agreement at the same rate and remaining term so they can continue to lease towards ownership without penalty, should they suffer a covered loss.
• Protection is in effect as long as the member is leasing a product and lease payments and membership fees are paid current.
• A police report and/or fire report must be submitted for the Product Protection waiver when applicable.

Exclusions and Restrictions

No waiver will be approved if one of the following applies:
- Loss or damage due to misuse, abuse, neglect, vandalism, normal wear and tear, mysterious disappearance and/or abandonment.
- Product Protection waivers filed after 90 days from the date of loss.

• Benefits
• The remaining lease payment(s) will be waived in the event of the death of any member named on the lease agreement(s).
• Must be a member in good standing for 90 consecutive days before eligibility begins.
• Eligibility will remain in effect as long as payments are current on the lease agreement(s) and the membership.
• Must be a member in good standing at the time of the member’s passing.

Exclusions and Restrictions

No waiver will be approved if one of the following applies:
- Suicide and/or drug overdose unless said overdose is while under the care of a licensed physician.
- A member’s death as a direct result or action of a family member or any person(s) listed on the lease agreement(s).
- Courtesy Waivers filed after 90 days from the date of loss.

• Benefits
• Members receive extended service protection for up to one year after the leased merchandise is paid off.
• Coverage continues as long as the membership is maintained, up to one year.
• Protection is provided against product failure and mechanical breakdown of the merchandise not caused by external conditions.
• Only one membership is required for all paid out items to be covered.
• This coverage applies to home electronics, appliances, computers and furniture.
• This benefit covers all mechanical or electrical failures unless caused by accidents, lightning or other outside influences, including but not limited to insect infestation or the introduction of foreign substances to the product.
• This benefit is only available after the member obtains ownership of leased merchandise for up to one year and while membership is maintained.

Exclusions and Restrictions

No waiver will be approved if one of the following applies:
- Examples of items not covered include but are not limited to phones, jewelry, mattresses, paintings, small electronics, iPods and similar MP3 players, clocks, exercise equipment, toolboxes, lawn mowers, items with an internal combustion engine and similar type merchandise.
- Computer failure due to a computer virus or software the member has personally installed. Restoration or updates of any software. Adaptors, chargers, power cords or any type of external components. Laptop batteries not holding a charge after 24 months from the original purchase date.
- Product repair for merchandise damaged by abuse, fire, flood, water, windstorm, hail, lightning, earthquake, theft, insects, vermin or other external causes.
- Normal maintenance procedures or defects resulting from member’s failure to perform such maintenance procedures including any type of cleaning.
- Maintenance items including but not limited to items such as bulbs, filters, the refinishing or replacement of belts, hoses, cabinets, cabinet parts (plastic, porcelain or decorative parts) or any cosmetic damage.
- Replacement of any remote control.
- Normal wear and tear.

• 24/7 Telemedicine
• Consult a medical provider by phone, app or webcam at no additional cost!
• Call anytime, day or night for medical advice.
• Prescriptions when medically necessary for common medications can be written.
• Not available in Washington.

• Prescription Savings (Open Formulary)
• Save money on the cost of prescription drugs at participating pharmacies nationwide
• Participating pharmacies include CVS, Target, K-Mart, Kroger, Safeway and many more.
• While savings will vary, members generally save 15% - 60% on most short-term and acute care prescriptions such as antibiotics and pain killers.

• Vision Care and Eyewear Savings
• Save 35% off normal retail prices on frames (complete pair) and 20% off lens add-ons.
• Participating locations include LensCrafters, Pearle Vision, Sears Optical, JCPenney Optical and more.
• Members have their choice of participating independent optometrists, ophthalmologists and opticians located throughout the United States.

• Lab Service Discounts
• Direct access to major clinical labs across the United States for important blood tests at discounted prices.
• Savings of 20% – 80% off typical lab costs and through the same CLIA-certified accredited labs used by physicians.

• Pet Prescription Discounts
• Prescriptions for pets are expensive and often time the same as what is prescribed for humans. This benefit can help save money when filing those prescriptions at participating pharmacies.
• This benefit offers a discount on pet’s needed and trusted prescriptions and on other everyday general pet needs.
• The Pet Prescription Savings card is widely accepted at over 54,000 participating pharmacies across the United States, including national and regional chains, pharmacy associations and local community pharmacies

• Discounts and Deals
• Members can download a free mobile app to enjoy savings on the go for up to 50% off for thousands of merchants nationwide. Receive additional savings through the website.
• Save up to 50% on more than 250,000 online, dining, shopping and entertainment offers.
• Members also have access to over 100,000 "show-your-phone" mobile coupons.
• Members save on everything from oil changes, amusement park tickets, restaurants, fast food and much more!

• Grocery Coupons
• Using this benefit can pay for the membership. Couponing is simple and easy on the members only website. The best part is that members can select coupons for the items that they plan on buying.
• Members can go online to print grocery coupons to save immediately on the items they plan on buying.
• Members can save while shopping online by entering a specific discount code at checkout.

• Rebates on Gasoline, Groceries and Utilities
• This benefit puts money back into the member's wallet! Members can save up to $200 a year on everyday purchases such as gas, groceries and utilities.
• Receive up to $25 in rebates per quarter for qualifying grocery purchases.
• Receive up to $15 in rebates per quarter for qualifying utility bills.
• Receive up to $10 in rebates per quarter for qualifying gasoline purchases.

• Hotel Lodging Discount
• Members can save 15% off the published lodging rates at participating Choice Hotels. Simply go online or call the toll-free number to make a reservation. The membership material provides the special code needed to provide and has a complete listing of participating hotels.
• Members can save 15% off the published lodging rates at participating Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, Cambria Suites, Suburban, MainStay Suites, Econo Lodge, Rodeway Inn hotels, and more.

• 1-800-flowers.com Discount
• Save 20% when ordering flowers and/or gifts through 1-800-flowers.com. Members can order by going online or by calling a toll-free number and providing the code provided in the membership materials.

• KidSecure ID Kit
• Members can order special identification cards to keep and to provide to anyone who cares for their child(ren).

• Entertainment Savings
• Members can save on tickets for a number of amusement parks, movie theaters, concerts, sporting events and more.

• Roadside Assistance Savings
• If members have car trouble, one toll-free call will dispatch service help to their vehicle.
• If any of the following roadside assistance services are needed: towing, flat tire repair, fuel/fluid delivery, jump starts, lock-out assistance or any auto malfunction, one toll-free call will dispatch help to the vehicle.
• Members pay commercially negotiated discount rates.

• Car Service Discounts
• Save from 5% – 15% at participating Jiffy Lube, Meineke, AAMCO, or MAACO locations.
• Members save on oil changes, batteries, auto services, transmission services, paint, body labor and more!

• Rental Car Savings
• Members save money whenever they need to rent a car by calling the toll-free number of their preferred rental car company and making a reservation.
• Participating companies include AVIS, Hertz, National, Alamo and Budget.